Discouraged...
I'm just so discouraged. Recently, I took over the duties of paying my bills myself. Previously, I had a POA do that while I was dealing with my stroke. This is not her fault. There was some transition period between my POA and another person I designated as POA.
Anyway, I have worked hard in keeping all my debts out of collections. I have no insurance, although I have been applying since last May (another long story). I had everything set up and agreed upon with all the creditors I knew about. A couple of nights ago, I received a call from a collection agency about a bill I thought had been paid back in July and the account closed. I have been really trying to keep everything on an even keel. I have really tried to be strong in all other areas. This is really upsetting to me.
I will work it out and get this bill out of collection and work w/ the actual creditor. Its just this is the "straw that broke the camel's back." I will work it out and somehow get this paid off. Everytime I think I can get things paid off and get my debts down to one creditor, more envelopes w/ windows appear in my mail. I hate this.
Some people tell me just to declare bankruptcy but I can't do that. Its against my nature. Besides, these organizations saved my life.
Sorry to complain but this is my blog and I am using it as therapy for me, so I am venting. Now I have to just pick myself up from the floor and go back to persevering. Take Care. LK
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